Cover Artwork By Lynne Tenten AUTUMN'S ALLURE Shopping, Beauty, Dining & Events Back To School FAMILY ADVENTURES Celebrate the Harvest at Applefest ASK THE EYE DOCTOR September is Sports Eye Safety Month PLAY TO WIN Details on page 6! SEPT/OCT/NOV 2024 Bernards-Ridge Edition Bernardsville, Basking Ridge, Bedminster, Mendham, Far Hills, Peapack/Gladstone, Chester, Morristown
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Of course we can book you that same “deal” you saw online! But we would rather send you on a vacation that is actually right for YOU! JUST CALL OR EMAIL US AT RainbowTravel_2000@yahoo.com WITH YOUR WANTS AND NEEDS AND LET US SEND YOU A PROPOSAL AT NO CHARGE! When you want to know, ask someone who’s been there! www.800got2fly.com Route 206 • Chester • 908-879-6773 ShopRite - Marshalls - Staples Mall Email: RainbowTravel_2000@yahoo.com All rates are land only prices based on double occupancy. RT air is additional. Full Service Travel Agency Since 1982 CVS Mall PLANNING A VACATION? Hawaii Europe Caribbean U.S. Mexico S. America Asia Australia Costa Rica All rates are land only prices based on double occupancy. RT air is additional. ITALY
THE BERNARDS-RIDGE CONNECTION PAGE 6 SEPT/OCT/NOV 2024 Lynne Tenten Lynne Tenten believes in the extraordinary power of art to transform the mundane into the magical, and capture the essence of life's most beautiful moments with every brushstroke. Lynne is Mountainside, NJ raised, with a degree in Fine Arts and studied at The Summit Center for Visual Arts with Jessica Lenard. She also shared her love of art by painting murals and furniture for clients throughout N.J. Lynne is a passionate artist known for merging her love for travel with her artistic talents, creating captivating pieces from the beauty of vacation spots from sun-drenched beaches to tranquil European countryside scenes. Her work transports viewers to picturesque locations worldwide. Constantly experimenting with new techniques, Lynne ensures her work remains fresh and innovative. She also loves incorporating different mediums. A favorite is using her hand-painted paper, adding layers and depth to her creations. Beyond her personal creations, Lynne shares her love of art through teaching painting workshops which are renowned for their warm, fun, supportive atmosphere and hands-on approach while encouraging participants to explore their unique creativity. Through her art and teaching, Lynne Tenten inspires others to discover and appreciate the world's beauty, one brushstroke at a time. Lynne and her husband, Michael, have three grown children and are both full time realtors in the area. Lynne incorporates her art in her real estate career by drawing client’s homes as a keepsake. THE CONNECTION MAGAZINE'S TEAM PUBLISHED BY Donna Reina, Georgeann Agaisse, Heather Silver, Patty Herman, Alicia Singman The Connection Magazine P.O. Box 4081, Warren, NJ 07059 908-903-1799 | info@theconnectionsnj.com ÃV>iÀ\ / i ÛiÜà iÝ«ÀiÃÃi` Ì i >ÀÌVià >Ài Ì i >ÕÌ Àî >` ` Ì iViÃÃ>ÀÞ Àiy iVÌ Ì i ÛiÜà v / i iVÌ >} >âið 7i «ÕLà > >`ÛiÀÌÃiiÌÃ] i`ÌÀ>à >` Ì iÀ VÌiÌ }` v>Ì ° 7i V>Ì }Õ>À>Ìii À >VVi«Ì >LÌÞ vÀ Ì i >VVÕÀ>VÞ v Ì i V>à >`i LÞ Ì i >`ÛiÀÌÃiÀð ON OUR COVER Welcome to fall and our September issue of the Bernards-Ridge Connection. As the air turns crisp and the leaves transform into a kaleidoscope of colors, it's time to embrace everything the season has to offer. From apple picking to pumpkin-flavored treats, fall brings a sense of warmth and nostalgia. Use The Connection Magazine as your go-to resource for all things autumn. Inside, you'll find columns from industry experts on nutrition, men’s fashion, and maintaining a healthy mindset. Enhance your home's beauty and functionality with advice from the experts and advertisers in our Home & Design section. As the new school year begins and you’re in need of assistance in getting academically prepared, we have dedicated tutors and academic specialists here to help. Peruse the Back to School section and reach out to them today to ensure a successful and confident start to the school year! Dive in and make the most of the season with our curated content in this fall issue. The September cover features handpicked cover artists who share a unique and profound "connection" to The Connection Magazine. Their art not only adorns our cover but also embodies the spirit and essence of our publication. We are delighted to display these talented individuals, who share a special bond with The Connection Magazine. Our cover artist is Lynne Tenten, a long-time advertiser with us! Her work is entitled, Whimsy and was inspired by “a quaint shack on the Chincoteague Island in Virginia.” She used a combination of acrylics and printed elements to create this serene scene by the water. The perfect fall outing awaits you in our Family Adventures column by Joanne Kleinle. While you are enjoying apple cider, warm sweaters and colorful leaves, take the time to celebrate the harvest at Applefest in Warwick, New York. The trip promises to be a great family adventure filled with autumn interests for everyone! What home improvements should you be working on for the fall? Read Eileen Barna’s article, “Fall-Inspired Home Renovations,” to discover which updates would be most apropos for the approaching cooler weather. Whether it is work on a fireplace, outdoor area or home office, following Eileen’s recommendations is sure to have you “embracing the cozy atmosphere of the season.” We encourage you to visit the businesses featured in our magazine and let them know you heard about them here. Like our social media posts remind you, #TellThemWeSentYou! Your support not only helps these businesses thrive but also strengthens our local economy and community spirit. By choosing to shop locally, you contribute to the vibrancy and sustainability of our neighborhoods. Thank you for being a part of our readership and supporting our mission. We look forward to continuing to serve you with valuable content and connecting you with the best local businesses. Here’s to a wonderful fall season filled with new beginnings, learning opportunities, and cherished memories! Warm regards, Anna Petro A Note From Our Publisher... CONTRIBUTING WRITERS Eileen Barna, Gail Bicknell, ASID, CAPS, Soham Chausalkar, Michele D’Onofrio, Kaylynn Ebner, Barry Farber, Sandra Fava, Katie Feather, Carolyn Hanson, Dr. Janjua, MD, Joanne Kleinle, Lori Kolodin, MPH, RD, Donna Legband, Ellyn Mantell, David Marzano, Katrina Musto, Lawrence Najarian, MD, Lisa Ortenzio, OD, Dr. Michael Osit, Mary Lou Panzano, Jon Pfingst, Ryan Ross, Dr. Vince Sferra, Robert Shapiro, CPA, ABV, Eric Solotoff 10 Family Adventures 11 Lawyer’s View - Fox Rothschild 12 Financial Forum - Shapiro CPA AUTUMN’S ALLURE 13-26 Shopping, Beauty, & Dining 18 Fashion Flash - Adams Fine Clothing 22 The Art of Living – Barry Farber, Diamond Minds 27-29 BACK TO SCHOOL 28 Teen Voice - Soham Chausalkar 30 Community News – Hometown History-Mendham 31-33 SENIOR LIVING 31 Senior Corner 44-55 HOME & DESIGN 46 Home Improvement - TrueLeaf Kitchens 52 Hints for the Home- Fair Street Interiors 56 Community News - Creative Women’s Showcase 57-69 HEALTH & WELLNESS 60 Lesson’s From A Life Coach - Panzano Enterprises 62 Medical Minutes - Janjua Facial Surgery 64 Ask the Eye Doctor - Bedminster Eye & Laser Center 66 Mind the Mind 67 Medical Minutes - NMR 68 Food for Thought - Lori Kolodin, MPH, RD 69 Slice of Life 70-71 COMMUNITY CALENDAR 14 Craft Hair Studio 34 Legband & D’Onofrio LLC 49 Bernardsville Hardware & Supply Inc. 50 Accents By Design Highlights... Editorials... Somewhere in this magazine is aFAKE AD. Spot it and send your answer, along with your name, city or town and phone number to: spotthefake@theconnectionsnj.com or play online at theconnectionsnj.com TheWINNERSof the Topiarium Fake ad in the June issue are Kris & Meadow McCarty of Basking Ridge. They won a gift certificate to Moxie Salon in Morristown. Happy Holidays! Next Issue November Advertising deadline October 25, 2024 SPOT THE FAKE!
Building & Remodeling Complete Home Remodeling Bathrooms & Kitchens Additions & Alterations Composite & Wood Decks Interior & Exterior Painting Windows & Doors Pavers, Patios & Walkways Finish Basements & Built-Ins Spartan.home@yahoo.com spartanhomeimprovementsllc.com Lic. # 13VH09704900 Bernardsville, NJ Fully Insured Good References
THE BERNARDS-RIDGE CONNECTION PAGE 8 SEPT/OCT/NOV 2024 theconnectionsnj.com Libby Hontz - - 908-581-9554 libby.hontz@usbank.com NMLS# 602511 Mark Ward - - 908-500-5114 mark.ward@usbank.com NMLS# 624105 908-991-4872 908-304-2162 NMLS# 624275 Marc Bauer 908-991-4867 - - marc.bauer@usbank.com NMLS# 624089 Mortgage Loan Officer 973-630-1808 973-723-0110 NMLS# 624978 152 Liberty Corner Road, Warren, NJ 07059 4 Tom Calugay Mortgage Loan Officer 908-991-4873 office 908-447-2754 cell tom.calugay@usbank.com NMLS# 602500 Cadicina Law, LLC primarily practices in the area of divorce, family law, domestic violence, prenuptial/post-nuptial agreements and related matters dealing with alimony, custody, child support, and equitable distribution along with dissolution of domestic partnerships, civil unions and same sex divorces. The firm has developed an excellent reputation in family law, has been recognized in various publications, our attorneys serve on various family law committees and lecture for County and State Bar Associations. Cadicina Law, LLC continues to serve clients in Morris, Somerset and the surrounding Northern New Jersey counties. The firm also performs complex family law mediations and arbitrations for private clients and court appointed assignments. Please visit our website and social media sites to obtain more information about the firm and members. MATRIMONIAL & FAMILY LAW Cadicina Law, LLC 36 Cattano Ave., 6th Floor, Morristown, New Jersey 07960 TEL: 973-270-9166 FAX: 973-843-6072 cadicinalaw.com Pasqua S. Cadicina, Thomas R. McConnell, Joseph P. Cadicina, Carly DiFrancisco Office Location: Let us service your child's car so they can arrive safely 1MVT *G ZPVqSF TFFLJOH USVF ZFBS SPVOE USBDUJPO UIF &YUSFNF$POUBDUw %84 JT UIF JEFBM BMM TFBTPO UJSF GPS ZPV 5IJT VMUSB IJHI QFSGPSNBODF BMM TFBTPO UJSF DPNFT DPNQMFUF XJUI 4QPSU1MVTw 5FDIOPMPHZ XIJDI QSPWJEFT QSFDJTF IBOEMJOH TFDVSJUZ PO XFU TMJQQFSZ SPBET BOE FYDFMMFOU USFBE MJGF GPS BO FOIBODFE ESJWJOH FYQFSJFODF
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THE BERNARDS-RIDGE CONNECTION PAGE 10 SEPT/OCT/NOV 2024 theconnectionsnj.com 908-658-3800 (voice) | 908-658-4659 (fax) ˜ˡ˙ˢʳ˙˕ˢ˟˔˪Ѓ˥ˠʡ˖ˢˠ ʹˢ˥ ˠˢ˥˘ ˜ˡ˙ˢ˥ˠ˔˧˜ˢˡʟ ˩˜˦˜˧ ˢ˨˥ ˪˘˕˦˜˧˘ʭ ˪˪˪ʡ˙˕ˢ˟˔˪Ѓ˥ˠʡ˖ˢˠ ʧ ʸ˦˦˘˫ ʴ˩˘ˡ˨˘ʟ ˃˂ ʵˢ˫ ʥʨʬʟ ʵ˘˥ˡ˔˥˗˦˩˜˟˟˘ʟ ˁʽ ʣlsʬʥʧ PRACTICE AREAS: Trust, Estates, Guardianships • School Law • Employment ˊ˘Ϡ˥˘ ʻ˘˥˘ ˊ˛˘ˡ ˌˢ˨ ˁ˘˘˗ ˈ˦ ˀˢ˦˧ ʸ˟˜˭˔˕˘˧˛ ʶʡ ʹ˟˔ˡ˔˚˔ˡ ˀ˔ˡ˔˚˜ˡ˚ ˃˔˥˧ˡ˘˥ ˅˜˧˔ ʹʡ ʵ˔˥ˢˡ˘ ˃˔˥˧ˡ˘˥ ˀ˜˖˛˘˟˟˘ ˀʡ ˂Ϡʵ˥˜˘ˡ ˃˔˥˧ˡ˘˥ Fall is my favorite season. It entices all the senses: the crunch of the leaves under your feet…the crisp autumn air…the spectacular foliage…the cozy sweaters… the apple cider. The best way to immerse yourself in the wonders of the season is to jump in and celebrate the harvest. We have many farms in the area that allow you to get out and pick your own pumpkins and apples. If you do not want to put in the work, the farms have well-stocked farm stands, fun activities and tasty treats to enjoy. Even better, check out a festival celebrating the harvest-Applefest Applefest! One of the largest and most popular in the region happens every year just over the New York border in Warwick, New York. This year’s Applefest Applefest will take place on Sunday, October 6th from 9am-5pm. What began back in 1989 as a local fall festival has grown to be an attraction that draws over 30,000 visitors from all around the area. The Hudson Valley is well known for its extraordinary variety of apples. This festival showcases fall’s best fruit. Admission is free to Applefest Applefest and there is something there for the whole family. Try an Apple Pie Baking Contest (with slices for sale- so judge for yourself!), visit over 200 craft vendors, dozens of food vendors, 50 local non-profit exhibitors, a farmer’s market, a children’s carnival and live music and entertainment on several stages all throughout the day. Applefest takes place in the streets and parks of downtown Warwick so you can easily walk to village shops, restaurants, and businesses. The event is hosted by Warwick Valley Chamber of Commerce and all proceeds benefit the Chamber and about 50 local non-profit organizations. The young and the young at heart love the Carnival in Stanley-Deming Park. Everyone will find something at the Carnival-but leave your pets at home as they are not permitted. The Carnival runs all day Sunday from 9-5 as well as for two special pre-Applefest Applefest evenings on Friday and Saturday from 4-10pm. The Carnival offers a variety of kiddie and larger rides. Wristbands for unlimited rides are available for about $15 (separate wristbands are required for each day.) During Applefest Applefest, there is face painting and a whole host of vendors and family activities in the Carnival area. Feeling competitive? Why don’t you submit an entry in the Apple Pie Baking Contest? No fee or pre-registration is required, and entries will be judged in two age divisions: Junior (Age 7-16) and Adult (Age 17 and older). On the day of Applefest Applefest, apple pies should be checked in between 8-11:30 am at the Apple Pie Baking Contest Booth #76-77 by the South Street Lot. Go to the official website at warwickapplefest.com for entry form and more details. If you are looking to include some apple or pumpkin picking in your day, there are several orchards nearby Applefest Applefest. More information is available by checking out their website at warwickvalleyappletrail.com. If you are looking to get to a farm closer to home, check out this link for the best farms in New Jersey: njmom.com/guide/pumpkin-picking-nj. Whatever you do, be sure to get out there and tempt your senses with the fruits of the season! Fall For Fall in Warwick, New York By Joanne Kleinle FAMILY ADVENTURES The young and the young at heart love the Carnival in Stanley-Deming Park. Everyone will find something at the Carnival-but leave your pets at home as they are not permitted.
THE BERNARDS-RIDGE CONNECTION PAGE 11 SEPT/OCT/NOV 2024 theconnectionsnj.com Many clients believe that if they file for divorce, the road to resolution is litigation and a trial. While that may be the final step if a settlement is not reached, divorce trials are quite uncommon in New Jersey. In fact, in most years, only 2% - 3% of cases are tried. Of those, many settle during the trial or on the proverbial courthouse steps. The system is designed with many opportunities to push matters toward settlement. One family court judge has expressed pride that she has never had a trial. While that might not be ideal because some cases need a judicial decision, the reality is that settlement is the desired goal. Clients are more likely to be satisfied and there is less post-judgment litigation when parties settle matters themselves. There are settlement processes built into the divorce system. The first is mandatory custody and parenting- time mediation. If the parties have children who are not emancipated and there is no written agreement settling custody and parenting-time, this mediation is required. Although this mediation is typically handled by court staff without attorneys present, parties should prepare for it with their attorney before attending. There is also a mandatory Early Settlement Panel (ESP) for financial issues. This generally takes place after the discovery process is complete. Discovery is the exchange of financial and other information and expert reports such as business valuations and real estate appraisals. For the ESP, your case is presented to a panel of two or three experienced matrimonial attorneys who volunteer their time to help settle cases. After reading the written submissions and hearing from counsel, the panelists provide non-binding and confidential settlement recommendations (i.e., the judge doesn’t get to know about them.) There are “Blue-Ribbon Panels” with more experienced attorneys as mediators for more complex cases. If the case isn’t settled at ESP, the next step is mandatory economic mediation for which the first two hours are free. Mediation is a longer format before a neutral who tries to help you settle your case. For complex cases, sometimes we try to bypass ESP and go right to mediation. You don’t need to wait for ESP to go to mediation; you can go at any time by agreement. If the case is not settled after ESP, many counties have Intensive Settlement Conferences (ISC) where the parties spend the day at the courthouse with the judge trying to settle the case. Some judges require you to come back over and over, either to wear you down or because you are getting closer to resolution. Only after all else fails, do you have a trial. As we will write in the next edition, sometimes trials are necessary, but the system provides many off-ramps to settle your case before you get to that point. For more information on these and other questions regarding divorce in New Jersey, contact Morristown-based Fox Rothschild Family Law attorneys Eric Solotoff at esolotoff@foxrothschild.com or (973) 994-7501; or Sandra Fava at sfava@foxrothschild.com or (973) 994-7564. LAWYER’SVIEW A Trial is Not the Only Way to Settle Your Divorce By Eric Solotoff and Sandra Fava The system is designed with many opportunities to push matters toward settlement...While that might not be ideal because some cases need a judicial decision, the reality is that settlement is the desired goal.
THE BERNARDS-RIDGE CONNECTION PAGE 12 SEPT/OCT/NOV 2024 theconnectionsnj.com 80 years of professional service Financial Planning Wealth Management dĂdžͲ ĸĐŝĞŶƚ /ŶǀĞƐƟŶŐ dĂŝůŽƌĞĚ ^ĞƌǀŝĐĞ͕ ŝƐĐŝƉůŝŶĞĚ ^ƚƌĂƚĞŐŝĞƐ͕ ĂŶĚ ŽŵŵŝƩĞĚ 'ƵŝĚĂŶĐĞ͘ ĐĐŽƵŶƟŶŐ dĂdž WƌĞƉĂƌĂƟŽŶ Tax Planning ƐƚĂƚĞ WůĂŶŶŝŶŐ ĐĐŽƵŶƟŶŐ ^ĞƌǀŝĐĞƐ ĂƌĞ ƉƌŽǀŝĚĞĚ ďLJ ^ŚĂƉŝƌŽ ĞƌƟĮĞĚ WƵďůŝĐ ĐĐŽƵŶƚĂŶƚƐ ĂŶĚ ŶŽƚ Ă ƐĞƌǀŝĐĞ ƉƌŽǀŝĚĞĚ ďLJ ZĂLJŵŽŶĚ :ĂŵĞƐ͘ ^ŚĂƉŝƌŽ W ΖƐ ĂŶĚ ^ŚĂƉŝƌŽ &ŝŶĂŶĐŝĂů 'ƌŽƵƉ ŝƐ ŶŽƚ Ă ƌĞŐŝƐƚĞƌĞĚ ďƌŽŬĞƌͬ ĚĞĂůĞƌ ĂŶĚ ŝƐ ŝŶĚĞƉĞŶĚĞŶƚ ŽĨ ZĂLJŵŽŶĚ :ĂŵĞƐ &ŝŶĂŶĐŝĂů ^ĞƌǀŝĐĞƐ͘ ŽŵƉůŝŵĞŶƚĂƌLJ /ŶŝƟĂů ŽŶƐƵůƚĂƟŽŶ ϯϬ dĞĐŚŶŽůŽŐLJ ƌ͕͘ tĂƌƌĞŶ͕ E: ϵϬϴͲϮϮϮͲϯϳϳϬ ŝŶĨŽΛƐŚĂƉŝƌŽŐƌƉ͘ ĐŽŵ dŚĞ ŬĞLJ ƚŽ LJŽƵƌ ĮŶĂŶĐŝĂů ƐƵĐĐĞƐƐ ƐŚĂƉŝƌŽŐƌƉ͘ ĐŽŵ ^ŽƉŚŝƐƟĐĂƚĞĚ ĞdžƉĞƌƟƐĞ ĨŽƌ ƚŽĚĂLJ ĂŶĚ ĨƵƚƵƌĞ ŐĞŶĞƌĂƟŽŶƐ͘ ^ĞĐƵƌŝƟĞƐ ŽīĞƌĞĚ ƚŚƌŽƵŐŚ ZĂLJŵŽŶĚ :ĂŵĞƐ &ŝŶĂŶĐŝĂů ^ĞƌǀŝĐĞƐ͕ /ŶĐ͕͘ ŵĞŵďĞƌ &/EZ ͬ ^/W ͘ ZĂLJŵŽŶĚ :ĂŵĞƐ ĂŶĚ ŝƚƐ ĂĚǀŝƐŽƌƐ ĚŽ ŶŽƚ ŽīĞƌ ƚĂdž Žƌ ůĞŐĂů ĂĚǀŝĐĞ͘ zŽƵ ƐŚŽƵůĚ ĚŝƐĐƵƐƐ ĂŶLJ ƚĂdž Žƌ ůĞŐĂů ŵĂƩĞƌƐ ǁŝƚŚ ƚŚĞ ĂƉƉƌŽƉƌŝĂƚĞ ƉƌŽĨĞƐƐŝŽŶĂů͘ /ŶǀĞƐƚŵĞŶƚ ĂĚǀŝƐŽƌLJ ƐĞƌǀŝĐĞƐ ĂƌĞ ŽīĞƌĞĚ ƚŚƌŽƵŐŚ ZĂLJŵŽŶĚ :ĂŵĞƐ &ŝŶĂŶĐŝĂů ^ĞƌǀŝĐĞƐ ĚǀŝƐŽƌƐ͕ /ŶĐ͘ ^ŚĂƉŝƌŽ &ŝŶĂŶĐŝĂů 'ƌŽƵƉ ŝƐ ŶŽƚ Ă ƌĞŐŝƐƚĞƌĞĚ ďƌŽŬĞƌͬ ĚĞĂůĞƌ ĂŶĚ ŝƐ ŝŶĚĞƉĞŶĚĞŶƚ ŽĨ ZĂLJŵŽŶĚ :ĂŵĞƐ &ŝŶĂŶĐŝĂů ^ĞƌǀŝĐĞƐ͘ Sunsets are great on the water or golf course; in tax law, sunsets have a different meaning. In the context of tax law, a sunset is an expiration date. The Tax Cuts and Jobs Act of 2017 (TCJA) made significant changes to U.S. tax law which are set to expire or sunset after the 2025 tax year. This type of finite tax change results in a political solution to what is an economic problem. By using a sunset provision, the projected reduction in tax revenues is only modeled by the Congressional Budget Office (CBO) until the sunset date. The CBO projects the 2024 Federal deficit to be about $2 trillion or 7% of gross domestic product (GDP). It is much easier to borrow than to repay. These temporary tax law changes make proactive planning rewarding for individuals, families, and businesses. The TJCA reduced taxes and expanded estate and gift tax exclusions. It also established the qualified business income (QBI) deduction and expanded bonus depreciation. On the flip side, it eliminated the state and local taxes (SALT) deduction (ouch in NJ and NY.) Shapiro CPAs specialize in closely held and family businesses which are organized as a pass-thru entity for income taxes. This includes S-elected corporations, limited liability corporations, and partnerships. These entities incur one level of taxation at the shareholder/partner level. The QBI deduction was enacted to bring the owners of pass-through entities into closer parity with reduced corporate tax rates. This permits up to a 20% deduction of QBI subject to limitations. Extension of this deduction, which can be sizeable for shareholders, is advisable to permit smaller businesses to compete. Pass-thru businesses may also take advantage of NJ and NY workaround provisions to permit the deduction of state income taxes. The sunset of reduced tax rates and the QBI deduction may lead to increased levels of small business sales. The 2024 estate and gift tax exemption of $13.61M per person provides relief and opportunity to many. This window, however, may close at the end of next year and the exemption may revert to prior levels of $5M indexed for inflation. If you wish to provide a greater legacy for your family or have philanthropic motivations, the $18,000 annual gift tax exclusion and the gift of appreciated securities to charity have made this easier to implement. Parents and grandparents may find accelerated 529 gifts appealing, utilizing the 5-year election allowing up to $90,000 in 2024. One potential strategy for larger estates is a spousal lifetime access trust (SLAT). Using a SLAT, married couples can harness the benefits of the current gift tax exclusion while also receiving income distributions. Navigating the tax laws and creating a strategy to benefit from a wide range of potential tax environments takes considerable time, coordination and decision-making. We help clients to design and implement sophisticated financial plans with goals to maximize and retain wealth while minimizing taxes. It is not possible to project which tax laws will sunset, be extended, or modified. However, we stand ready to help our clients whatever the future will hold. Shapiro CPAs Shapiro CPAs have provided proactive individualized tax management along with timely and accurate preparation for over 75 years. We are experienced and equipped to manage the complex needs of successful individuals and closely held businesses. I would welcome the opportunity to help your family and business grow and prosper. You should discuss any tax or legal matter with your tax or legal advisor. Shapiro CPAs does not provide legal services. This article is not to be construed as written advice under IRS circular 230. FINANCIALFORUM The Sunset is Looming in 2025 By Robert Shapiro CPA, ABV Shapiro CPAs
AUTUMN’S ALLURE SHOPPING, BEAUTY & DINING PAGE 13 theconnectionsnj.com HAPPY HOUR Bar & Lounge Area Monday-Friday 3 PM - 6 PM LIVE MUSIC ON WEDNESDAYS 5:30 PM - 8:30 PM Call to inquire about our upcoming Wine Dinners 908.834.8194 uprootrestaurant.com 9 Mt. Bethel Road, Warren, NJ Best date night restaurant with serious food & service! - Scott Cutaneo
AUTUMN’S ALLURE SHOPPING, BEAUTY & DINING PAGE 14 theconnectionsnj.com Craft Hair Studio, located in the heart of Bernardsville, recently expanded its footprint and now has even more space to give clients sophisticated looks and specialized hair treatments. Owner Frank Musolino grew up watching his father run the family’s pizzeria. Helping at the business was Frank’s first training in providing great customer service and fostering relationships. During breaks, Frank would slip away to a nearby barber shop and salon to watch them work. “I loved how the salon could help people look and feel good, and I wanted to be a part of that environment,” he states. So when Frank’s career path led him to choose between the culinary and the beauty worlds, he chose the latter. His journey began at a large well-known salon in Morris County, where he apprenticed with several talented stylists. Here, he honed his cutting and coloring skills and developed an interest in creating sleek, precise, angular looks. In 2015, Frank opened Craft Hair Stu- Craft Hair Studio to offer hair services with a uniquely personal touch. He works alongside his co-owner and wife, Brooke, an artistic director at Craft Hair Studio Craft Hair Studio. Customers will notice from their first steps into the studio that it has a sophisticated and modern feel, and Frank insists every cus- CONNECTION COMMENDS tomer is welcomed with a smile and with respect. “Our receptionist, Michelle, greets every customer and makes people feel at home by offering them coffee, water, or other refreshments,” Frank explains. The studio recently expanded to 3,100 square feet and has about 20 stylists on staff. Despite the size, customers get personalized treatment, starting from when they make their appointment. “Many of our stylists specialize in certain styles and techniques. So when we have new clients, we discuss their needs and match them with the best stylist for them,” Frank says. “We have something for everyone.” For instance, curly-haired clients might be interested in working with John, an artistic stylist who trained in razor cutThe studio recently expanded to 3,100 square feet and has about 20 stylists on staff. Despite the size, customers get personalized treatment, starting from when they make their appointment. ting and Bumble and Bumble techniques. Meanwhile, customers interested in “lived-in” color and cuts, color corrections, or extensions might want to book an appointment with creative stylist, Jax. The Craft Hair Studio team offers a wide selection of services outside of cuts and color. For instance, clients can opt for conditioning therapies, texturing treatments, or eyelash extensions to add some everyday glam to their look. Another option is invisible bead hair extensions, a technique that is comfortable, causes less breakage, and looks natural. Frank also offers hair systems for men. He provides private consultations during off-hours to discuss the client’s needs and preferences, taking into account the look they want to achieve, their lifestyle, and more. Hair is also applied privately. The vast array of the staff’s expertise combined with the welcoming, modern atmosphere has made Craft Hair Studio Craft Hair Studio a go-to destination for hair color, cutting, styling, and more. To learn more about Craft Hair Studio Craft Hair Studio (17 Mine Brook Road, Bernardsville), visit: www.crafthairstudionj.com. 17 Minebrook Rd. Bernardsville, NJ 908.766.4000 crafthairstudionj.com Newly Expanded Craft Hair Studio Offers an Array of Unique Hair Services By Kaylynn Ebner Family Owned Retail Garden Center for 45 years! ! "# $ % & % & ' ( ! ) & ' !
AUTUMN’S ALLURE SHOPPING, BEAUTY & DINING PAGE 15 theconnectionsnj.com 17 Mine Brook Rd, Bernardsville, NJ 07924• www.CraftHairStudioNJ.com• (908)-766-4000 Color, Cut & Style Keratin & Texturizing Treatments Make-Up & Bridal Services Hair Care Products Beaded Hand Tied Extensions Services: Come Visit Our Newly Expanded Salon! Schedule a New Look for Fall!
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AUTUMN’S ALLURE SHOPPING, BEAUTY & DINING PAGE 18 theconnectionsnj.com NEED HELP? WE'LL DRESS YOU. Dress up or dress down. That's your business. Dressing you well, that's our business. Adams Fine Clothing & Tuxedo 1275 Springfield Ave. New Providence, NJ 07974 908-665-0800 www.adamsfineclothing.com Allow us to make the difference! We offer both In-Stock and Custom Made Suits, Shirts and Jeans for Men. Picture this. You come home and find a wedding invitation in your mailbox. It seems pretty straightforward. But what’s that? Suddenly panic and confusion set in. You find yourself fixated on the words following the section “Dress Code.” Formal??? What does that mean? Do I need to get a tux?? I’m so confused!!!! OH, THE HUMANITY! Well, don’t worry. I’m going to break it all down for you! Every year, I see dress codes that just get more and more confusing (looking at you ‘Australian Black Tie’). So I’m going to switch up the format and break down the dress codes you’ll likely find and what you need to make sure you’re dressed your best (besides the bride and groom). Black Tie: By far the most popular dress code post-pandemic. When an invite says black tie, it means one thing and one thing only-a tux. Black is preferred, but a dark navy or charcoal tuxedo is acceptable. Your bowtie should be black (preferably one you did yourself) and your shirt should have the ability to take both cufflinks and studs, but studs are optional. While traditional black tie is rigid, feel free to inject your personality into your pocket square and socks. As for shoes, patent leather is the norm, but a well-polished black lace-up or loafer is more modern. Creative Black Tie: CBT is the more fun cousin of black tie. While bearing a slight resemblance to each other, CBT gives guests the ability to showcase FASHIONFLASH Weddings-Decoded By David Marzano Manager, Adams Fine Clothing and Tuxedos their sartorial personality. Have a green velvet jacket? This is the time to wear it. Bold colors and prints are encouraged for CBT. Black Tie Preferred: You’ll see these all over and they all mean the same thing; wear a tux if you’ve got one, but if you wear a dark suit, you’re still invited. Don’t worry if you don’t have a tux. Just wear a black, navy, or charcoal suit with a dark tie and you’re good. Formal: If we were in the UK right now, this would mean a different thing. The formal dress code (USA Edition) is the other most common dress code along with black tie. It is by far the simplest. The formal dress code boils down to a simple dark suit with a white or light blue shirt and a tie. Unlike black tie optional, you can have fun with your tie and other accessories. but the tie is absolutely required. Semi-Formal: While a tie is required for formal attire, when you get a semi-formal invite, you can feel free to skip it. You can wear a suit in a lighter color or with a bolder pattern or even skip the suit altogether! A sports coat and slacks are acceptable, but I would suggest wearing a tie if you wear a sports coat to help even out the formality. So next time you get an invite and start to panic, just grab your handy dandy Connection Magazine and ask yourself “Which of these five does the invitation ‘match’ best?” Then suit up and hit the dance floor in style! Adams Fine Clothing & Tuxedo 1275 Springfield Avenue in New Providence, New Jersey.
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BACK SCHOOL PAGE 28 theconnectionsnj.com Somewhere in this magazine is a SPOT IT & email your answer to info@theconnectionsnj.com Include Name, Town, Phone Number Subject Line: FAKE AD OR Go to theconnectionsnj.com to play ONLINE FAKE AD Liberty Ridge Tutoring Serving Northern New Jersey & the US since 2015 Do your children struggle with reading, writing, studying, and organizing their work? Do they experience procrastination or lack focus? Do they need help getting into college? Helping students in grades K - 5, 6 - 8, high school and college. Individualized lessons in comprehension, writing, study skills, time management, school application essays. Your home, public library, Google Meet. Patient and excellent tutor. "She understands the kids' needs and has a personally tailored plan to teach them accordingly." Patient and detailed. "My son has made excellent progress in middle school English language arts. 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The topic of how AI should be taught in schools is controversial, but it is evident that we have to reach a certain conclusion in the near future. As the use of AI grows more prominent in various fields, it will become necessary for individuals to possess a certain degree of AI literacy. I predict that this kind of literacy will go above and beyond being beneficial and will become a necessity to thrive in our society. If we neglect to teach AI, it’s akin to someone not learning to use a computer. The impact on skill growth would be significant in both cases. Students cannot learn to use a computer if they never use it. Right? This means that in order to teach AI in schools, we would need to use AI in educational settings. This idea goes against the status quo, which mainly revolves around the hysteria that AI will somehow negatively alter human cognitive growth in students. Biesta’s Theory of Education1 Consideration of the goals of education, as proposed by Biesta, can help assess the role of AI in schools: 1. Understanding: Gaining Knowledge and Skills 2. Socialization: Assimilation of individuals into a society 3. “Subjectification”: Where individuals gain the ability to become independent and autonomous by making their own decisions and thriving in society. How does the introduction of AI satisfy these goals? Individuals gain an understanding of AI, which is a skill that they will use in real-life settings in a variety of ways, whether it is a job that requires you to use AI or simply the process of finding information for yourself. AI can personalize learning for a student. The relationship between the second goal of education and the introduction of AI in schools is complex. While AI use may diminish opportunities for interpersonal interaction, it also offers ways to foster collaboration and combine AI-assisted research with group activities, group projects, and virtual environments. And this process, allows students to share insights and collectively construct knowledge. For the third goal, it is hard to clearly draw a line between good and bad, as there are both good and bad things that can affect individual freedom due to the introduction of AI in schools. On one hand, it could ease the process of navigating the world, thus making individuals more independent and autonomous. But on the other hand, in the process of making them independent, it could make them too dependent on AI.2 In summary, determining the unequivocal impact of introducing this technology into schools is challenging. However, the true benefits will only be realized if we take the initiative to give it a chance. Every innovation carries inherent risks, but historically, embracing risks for the greater good has led to profound advancements. By proceeding cautiously, addressing issues, and focusing on the positive aspects of AI in education, I am confident that it will ultimately prove to be a worthwhile investment. Soham is an 11th-grade student at Bridgewater-Raritan High School. He is interested in executing relevant projects to solve real life problems using STEM fundamentals, data analysis, and machine learning. Soham enjoys listening to music and playing with his friends. His ultimate goal is to expand his knowledge in various AI techniques and concepts related to machine learning. (1) Biesta’s Theory of Education: Portin, Fredrik. “The Diplomatic Teacher: The Purpose of the Teacher in Gert Biesta’s Philosophy of Education in Dialogue with the Political Philosophy of Bruno Latour.” Studies in Philosophy and Education, vol. 39, no. 5, 12 Mar. 2020, pp. 533–548 (2) Impact of AI on Students: Seo, Kyoungwon, et al. “The Impact of Artificial Intelligence on Learner–Instructor Interaction in Online Learning.” International Journal of Educational Technology in Higher Education, vol. 18, no. 1, 26 Oct. 2021, pp. 1–23 •Students Using AI to Cheat: Prothero, Arianna. “New Data Reveal How Many Students Are Using AI to Cheat.” Education Week, 25 Apr. 2024 TEEN VOICE Artificial Intelligence: Catalyst or Compromise in Education? By Soham Chausalkar
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