The Connections Bridgewater-Somerville Edition Sept/Oct/Nov 2025

theconnectionsnj.com HOME & DESIGN PAGE 31 Home Values Are Up - Rates Are Down Cash Out Your Equity Now CrossCountry Mortgage is licensed in all 50 states PURCHASE OR REFINANCE 1ST HOME, 2ND HOME OR INVESTMENT PROPERTY • Products with as little as 5% down • Close in as little as 30 days • Friendly underwriting guidelines • Cash out, pay off credit cards. make home improvements, or pay off college tuition • No income, no ratio, debt service loan • 12 month bank statement program • Flexible guidelines EXPANDED PRODUCTS: CrossCountry Mortgage, LLC cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. Results will vary based on all involved parties’ level of participation at any stage of the loan process. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC NMLS3029 NMLS1487417 (www.nmlsconsumeraccess.org). See https://crosscountrymortgage.com/licensing-and-disclosures/state-disclosures/ for a complete list of state licenses. Andrew Savoca Branch Manager Montvale NJ Mortgage Loan Officer NMLS #7155 M 732.742.4951 W ccm.com/andrew-savoca E andrews@ccm.com

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