theconnectionsnj.com SENIOR LIVING PAGE 64 www.HigginsFuneralHome.com 752 Mountain Boulevard • Watchung, NJ 07069 Stephen Szczubelek, Mgr. NJ Lic. No. #4446 908-756-0017 holidays The Connection Magazines' NOV-DEC-JAN 2022-23 NEXT ISSUE 908-903-1799 info@theconnectionsnj.com theconnectionsnj.com Advertising Deadline: October 10th, 2022 1660 Lexington Avenue, Lakewood, NJ, 08701 Phone: 732-746-5050 | Fax: 732-746-5051 Email: info@applicationpros.com www.applicationpros.com NEED SOME REASSURANCE? GIVE US A CALL TODAY! A Medicaid consulting agency specializing in the New Jersey Medicaid application process Provide free consultation to applicant and/or responsible party Review all finances and determine eligibility Process and file application with the appropriate Board of Social Services Handle correspondence during application process Application Pros will help you through this process with ease and dignity What to expect with Apros: If You Live At Home You Don’t Qualify You can in fact receive benefits at home. Many are under the impression that Medicaid benefits do not offer services while living in the community. Nothing can be further from the truth! This is most distressing for a married couple after spending 50 or so years together and finding themselves in a situation where one spouse is failing health-wise and requires care. Just the thought of placement in a care facility is more than the spouse can bear. Be Aware That You Can Apply For MEDICAID BENEFITS Of course, you will need to qualify financially however the opportunity to continue living independently and with your spouse is a viable option. Medicaid offers a variety of programs for those in need. Home care, meals on wheels, day care programs, etc. The list goes on and on. You need to identify the programs to satisfy your needs. You must remember, in order to receive benefits: YOU MUST BE ELIGIBLE. I Must Sign My House Over To MEDICAID So many scary ideas have been accepted as reality. NO, you do not ever need to give your house to Medicaid. When living at home and with benefits you will continue to enjoy the independence you have. If long term care becomes a necessity, the house would be sold, and the proceeds used for care. The family representative would use those funds for patients’ care and pay any obligations. My Husband Needs To Go To a Nursing Home; My Friend Told Me I Will Sign the House Over To The Nursing Home Along With All of My Money Again, scary ideas with no basis. Many times, a spouse requires LTC (long-term care) and in such a case the home is protected for the community spouse and is exempted as an asset. The community spouse can continue to enjoy his/her financial independence as well and in many instances, all or a portion of the applicant’s income can be preserved for the community spouse as well. Everyone I Know Who Applied Was Denied Or Was So Stressed Out They Simply Gave Up Unfortunately applying for MEDICAID benefits is difficult to say the least. There are very strict guidelines that need to be followed as well as deadlines during the application process. An innocent mistake or oversight can cause a lapse of coverage or a DENIAL. It Is So Important To Know The Rules And Regulations To Have A Positive Outcome We at Application Pros have had the privilege of helping many families throughout New Jersey for over 13 years. Feel free to reach out and join the many families with who we have been able to assist in this process. Look us up at applicationpros.com/ Myths About Medicaid; Don’t Be Afraid By Goldie Ribiat HOTLINE HEALTH
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