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1996 Washington Valley Road Martinsville, NJ 08836 | P.O. Box 305 Office: 732-469-1515 x357 Cell: 908-334-1151 www.LidiaGabinelli.com Lidia S. Gabinelli Sales Associate WarmWishes for a Holiday Season filled with Joy and Love Pickup & Delivery: Any Two Area Rugs $140 * Cleaned, Deodorized, & Wrapped with a Bow!!!!! www.highqualitycarpet.com *Restrictions: Area rug must be under or equal to 8’ × 10’ Call us @ (908) 534-6931 )RU $OO 3KDVHV RI 3URIHVVLRQDO 7UHH &DUH DFWLRQWUHHVHUYLFH FRP %XVLQHVV 5HJ 1- /LF 9+ )UHH (VWLPDWHV )XOO\ ,QVXUHG By: Lidia S. Gabinelli, Sales Associate Berkshire Hathaway HomeServices New Jersey Properties Buying or selling a home requires a great deal of financial responsibility. Most buyers realize they’ll need to save money for a down payment, while sellers often antici- pate some costs necessary to get the home in top showing condition. However, on the buying or selling side, these are the closing costs you should be prepared for on your next move. Buyer’s Approximate Closing Costs • Attorney Fee • Survey (if required) • Title Search • Recording Fees • Title Insurance • Home Owners Insurance • Flood Insurance Search • Flood Insurance (if required) • Adjustments to Taxes, Sewer, Fuel, Water, Oil Mortgage Costs • Application Fee • Appraisal • Private Mortgage Insurance • Points • Prepaid Tax Adjustment Home Inspection Costs • Home Inspection • Radon Test • Pest Inspection • Oil Tank Sweep • Chimney Inspection • Pool Inspection • Septic Inspection Seller’s Approximate Closing Costs • Attorney Fee • Cancellation of Mortgage • New Jersey Transfer Tax (exit tax) • Real Estate Commission • Home Inspection Repairs or Credits • Radon Remediation (if required) • Non Resident Estimated Tax (2% of sale price) These costs may vary according to the provider of each service, and also according to your situation. If you are planning to buy or sell, contact Lidia for a personalized consultation before your next move!! What's cooking with Lidia during this Holiday Season? www.theconnectionsnj.com