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Dreaming of a custom home, remodeling project or beautiful addition? We will bid any plan and help bring your dream to reality. 908-781-0777 Email: info@tjchomes.com www.farhillsdb.com Before After Before After 908-236-7997 Fax: 908-236-7686 1260 Rt. 22 West • Lebanon (only minutes off Rt. 31, 78, 287, 202 & 206) www.capconnections.com WHATEVER THE WEATHER… WE’VE GOT YOU COVERED! CAP Connection The TRUCK CAPS & TONNEAU COVERS Tool Boxes • Bug Shields • Hitches • Running Boards • Bed Liners Push Bars • Vent Visors • Floor Mats • Fog Lights • Ladder Racks Gift Certificates Available! We Carry a Full Line of Washes and Waxes for your Vehicle! JERACO, ACCESS & OTHER QUALITY BRANDS Kitchens • Baths • Hardware • Appliances Entertainment Units • Home Offices www.fleetwoodkitchens.com Proud NKBA Member Full Service Design & Installation Company CERTIFIED DESIGN STAFF 908.722.0126 107 Sherman Ave & Rt. 206, Raritan • 1/4 mile South of The Somerville Circle Tues., Wed., Fri. 9-5 • Thurs. 9-8 • Sat. 10-3 • Wed. Evenings by Appt. Striving to Exceed Customer Expectations for Over 62 Years Featuring By: Lidia S. Gabinelli, Sales Associate Berkshire Hathaway HomeServices New Jersey Properties Buying or selling a home requires a great deal of financial responsibility. Most buyers realize they’ll need to save money for a down payment, while sellers often antici- pate some costs necessary to get the home in top showing condition. However, on the buying or selling side, these are the closing costs you should be prepared for on your next move. Buyer’s Approximate Closing Costs • Attorney Fee • Survey (if required) • Title Search • Recording Fees • Title Insurance • Home Owners Insurance • Flood Insurance Search • Flood Insurance (if required) • Adjustments to Taxes, Sewer, Fuel, Water, Oil Mortgage Costs • Application Fee • Appraisal • Private Mortgage Insurance • Points • Prepaid Tax Adjustment Home Inspection Costs • Home Inspection • Radon Test • Pest Inspection • Oil Tank Sweep • Chimney Inspection • Pool Inspection • Septic Inspection Seller’s Approximate Closing Costs • Attorney Fee • Cancellation of Mortgage • New Jersey Transfer Tax (exit tax) • Real Estate Commission • Home Inspection Repairs or Credits • Radon Remediation (if required) • Non Resident Estimated Tax (2% of sale price) These costs may vary according to the provider of each service, and also according to your situation. If you are planning to buy or sell, contact Lidia for a personalized consultation before your next move!! What's cooking with Lidia during this Holiday Season? www.theconnectionsnj.com